Home finance

StrideUp’s halal Home Purchase Plan (HPP) is an ethical, interest-free and shariah–compliant alternative to a mortgage, often referred to as an Islamic mortgage or shariah-compliant mortgage. We buy the home with you, you live in it, pay rent on the share you do not yet own, and gradually increase your ownership over time.

Finance that’s rooted in partnership.

Our Home Purchase Plan is built on fairness.

Instead of lending with interest, we purchase the property with you.

Your home. Your way.

StrideUp is a Home Purchase Plan provider. You start with a minimum 10% deposit, which becomes your equity in the home, while StrideUp owns the remaining share. Your share grows with every monthly payment, with the choice to add more within the terms of your plan, moving steadily towards full ownership.

Minimum 10% deposit
Your share grows with each payment

Shariah-certified.

Yes, StrideUp’s HPP product is shariah-certified by Amanah Advisors. No interest, just a structure built on Islamic principles. Rooted in faith.

Riba free, that means no interest
Shariah-certified by Amanah Advisors

Built around you.

This is the Islamic way of buying a house: a structure built on joint ownership rather than interest, designed to help you move forward without compromising your faith.

Whether you’re applying with family, combining multiple incomes, or working in less traditional roles, we look beyond the narrow criteria of conventional lenders. The result is a more flexible, inclusive approach that supports you on your path to home ownership.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.

Quick rate finder

We believe managing your finances should be clear and transparent. Use our calculator to explore today’s Home Purchase Plan rates.

What’s the property value?

How much is your deposit?

Select a fixed term

2 years
5 years

Term length	Initial rate	Product fee	Estimated payment
2 years fixed	0%	£1,249	£0 monthly for first 24 months
5 years fixed	0%	£1,249	£0 monthly for first 60 months

Already a homeowner?

Explore refinancing options with StrideUp to unlock fair and flexible home finance that works for you. Whether you’re looking to reduce your payments or move to a halal alternative, we’ll help you with confidence.

Explore refinancing

Your StrideUp journey.

Buying a home can feel overwhelming. We keep the process simple, clear and built around you.

Take a DIP

Start by completing a quick online DIP, and in most cases you’ll get an answer right away. If your application needs a closer look, we’ll review it and let you know how much you could finance.

Talk to us

Book a 15-minute call with our team to ask questions and check in before moving forward. We’ll answer everything openly, explain your options and guide you through the next steps.

Find a home

Start your search with a clear budget. Once you find the right property, make an offer in line with your DIP.

Get the keys

Leading up to completion, you’ll transfer your deposit and any stamp duty due. We’ll release our funds and once solicitors confirm completion, you’ll receive the keys to your new home.