The halal way to refinance your home.
Whether you’re with a conventional lender or another provider, StrideUp makes it simple to move to a shariah-compliant Home Purchase Plan that reflects your values and your goals.
Why refinance your property with StrideUp?
Refinancing shouldn’t feel complicated or uncertain. StrideUp brings together technology and faith to make switching to halal home finance simple, fast and transparent.
Check your eligibility to refinance.
Competitive rental rates
We aim to keep things fair and transparent. Our rental rates are reviewed regularly to stay balanced while staying true to Islamic principles, giving you peace of mind that your plan reflects real market value without compromise.
- Our rental rates are reviewed regularly
- True to Islamic principles
- Your plan reflects real market value without compromise
Fast offers, fewer delays
We know refinancing doesn’t have to feel like a waiting game. We’ve designed a process that’s digital, straightforward and personal. Most of our customers receive their offer in just over two weeks of applying on average, so you can move forward with confidence.
Need to move faster? Explore our rapid financing options.
Unlock more value from your home
If your property value has risen, refinancing may change your finance-to-value position. This can open options within our Home Purchase Plans and help you explore what’s possible based on your updated circumstances.
New options when your term ends
If your current term is coming to an end, it might be the right time to explore what’s next. A conversation with our team can help you uncover new opportunities based on your current circumstances.
Shariah-compliant
Every StrideUp product is certified by Amanah Advisors for shariah compliance.
Thinking about refinancing?
See what your home finance could look like with StrideUp. Use our calculator to explore your monthly payments and discover how a halal Home Purchase Plan could work for you.
What’s the current property value?
£
How much finance is outstanding?
£
Select a fixed term
2 years
5 years
Term length
30 yrs
10 yrs
40 yrs
| Term length | Initial rate | Product fee | Estimated payment |
|---|---|---|---|
| 2 years fixed | 0% | £1,249 | £ 0 monthly for first 24 months |
| 5 years fixed | 0% | £1,249 | £ 0 monthly for first 60 months |
2 years fixed breakdown
Your estimated monthly payments could be £1,219.32 for the first 24 months. Our variable rate of X.XX% for the remaining XX years would require XXX monthly payments of £X,XXX.XX. The total amount payable over XX years would be £XXX,XXX.XX, which includes both the finance amount and rent, excluding any other fees or charges.
5 years fixed breakdown
Who can refinance with StrideUp?
You can refinance with StrideUp if:
- You currently have a mortgage or Home Purchase Plan
- You want to release equity or raise funds from your current property
- The property is in England
- You’re refinancing a home you live in yourself
- You meet our affordability and eligibility criteria
Not sure where you fit in? Our team can walk you through your options and confirm your eligibility before you apply.
Refinancing a rental property
If you’re looking to refinance your rental property, you can book an appointment with our specialist here. StrideUp’s buy-to-let products are not regulated by the Financial Conduct Authority (FCA).
How refinancing with StrideUp works.
We’ve made the process straightforward from the start, with real support at every step.
Get started with a DIP
Tell us a little about your property and current finance situation. Our online form only takes a few minutes to complete.*
*Subject to status and criteria.
Get your offer
Once we’ve reviewed your information, most customers receive an offer in just over two weeks* on average. Our team is on hand throughout to answer questions and keep things moving.
*Your actual finance amount and timescales may vary depending on your individual circumstances.
Complete your refinance
We’ll work with both yours and our solicitor to finalise the process and transfer your existing finance across to StrideUp.
Move forward with confidence
You’re now set up with a finance plan that fits your values and supports your goals for the future.
People also ask…
Is refinancing the same as switching finance plans?
Refinancing means replacing your current home finance with a new plan. Many people refinance when their term ends, their property value rises, or when they want to move from interest-based lending to something halal. Switching may sometimes refer to product switches, this is not the same as refinancing.
Can I refinance from a conventional mortgage to StrideUp?
Yes, absolutely. Many of our customers start with a conventional mortgage and have successfully refinanced to a Home Purchase Plan that aligns with their faith. StrideUp makes that transition simple and transparent from start to finish.
Can I refinance to StrideUp from another Islamic provider?
Yes. If you already have a Home Purchase Plan elsewhere, you can transfer it to StrideUp. Many people choose to refinance because of our digital journey, excellent service, or faster turnaround times.
How long does refinancing take?
On average, most customers receive their offer in just over two weeks after applying, but this is depending on your personal financial situation. Completion times depend on your solicitor and property type, but we’ll keep you updated at every stage so you always know where things stand.
Do I need a solicitor to refinance?
Yes, a solicitor is always required to handle the legal part of transferring your property. You can use your own, or you can choose one of our trusted partners for a potentially faster turnaround.
Is shariah-compliant refinance right for me?
Whether you already have a Home Purchase Plan or you’re currently paying interest on a traditional mortgage, you may be able to refinance with StrideUp. Our aim is to help more people move towards a home finance option that feels right, one that’s transparent, fair and rooted in faith.