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Existing StrideUp homeowner?

Discover halal home finance with StrideUp.

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Buy-to-let

Invest in property the halal way.

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Refinance Eligibility

Whether you’re moving away from interest-based lending or simply looking for an option that aligns with your values, StrideUp’s shariah-compliant refinance plans help you stay true to your values without compromising on convenience.

Personal eligibility

  • Available to individuals or joint applicants (up to four) who currently have a conventional mortgage or an Islamic Home Purchase Plan.
  • If you own your property outright, and you want to take out finance on your property.
  • All applicants must be 18 or over at the time of application and the term must end before your 75th birthday.

Financial criteria

  1. We consider a wide range of income types, including PAYE, second jobs, self-employed (from one year) and contractors.
  2. We take a practical approach to credit history; past arrears may not automatically mean a ‘no’.

Property requirements

  • Properties must be in England
  • Minimum property value: £75,000
  • Leasehold properties must have at least 40 years remaining on the lease at the end of your plan term.
  • The property must be your main residence and not let to tenants.
  • Property must be owned for 6+ months (exceptions apply for probate, bridging or auction purchases).
  • We can’t accept certain property types including:
    • Freehold flats
    • Homes with serious structural issues
    • Large high-rise ex-local-authority blocks
    • Right to Buy, Right to Acquire, and Shared Ownership

Think you might be eligible?

Complete a DIP and see what you could finance.

Complete a DIP

Refinance even faster

Looking for a faster way to refinance your home? Explore Rapid Refinance options with StrideUp.

Explore Rapid Refinance

Your StrideUp home is waiting for you.

Take your first step