Discover halal home finance with StrideUp.
Discover halal home finance with StrideUp.
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Shariah-compliant
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Trusted by experts
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Finance that works
Invest in property the halal way.
StrideUp’s halal Buy-to-Let Purchase Plan is a shariah-compliant alternative to conventional landlord (property) finance, built on equity rather than interest.
Quick rate finder
A structured approach to halal real estate investing – use our calculator to explore today’s buy-to-let rates. Choose deposit and term to view an estimated finance rate and fees for your plan.
| Term length | Initial rate | Product fee | Estimated payment |
|---|---|---|---|
| 2 years fixed | 0% | £1,249 | £0 monthly for first 24 months |
| 5 years fixed | 0% | £1,249 | £0 monthly for first 60 months |
Your halal buy-to-let finance
StrideUp’s Buy-to-Let Purchase Plan (BTLPP) is a clear, halal structure designed for landlords who want to build their portfolio without compromising their faith.
What is StrideUp’s Buy-to-Let?
For landlords exploring halal property investing, StrideUp’s Buy-to-Let Purchase Plan (BTLPP) is a shariah-compliant way to invest in property. Instead of a conventional buy-to-let mortgage, you buy the property in partnership with us. You contribute a minimum 20% deposit, and we provide the rest of the finance.
Each month, you pay rent on the share you don’t yet own while gradually increasing your ownership. Over time, your share grows until you own the property outright.
Who can apply for a StrideUp Buy-to-let?
You may be eligible for StrideUp’s BTLPP plan if:
- You’re a UK resident or British expat
- The property is in England
- You have a deposit of at least 20%
- The property is for rental use (not occupied by yourself or a family member)
- You meet affordability, credit, proof of income and tenant profile checks
Understanding the risks. We believe in being upfront.
It’s important to understand the risks involved with any property investment.
- Rental gaps: If rent doesn’t fully cover payments, your personal income must.
- Void periods: You remain responsible for payments even without tenants.
- Maintenance: Landlords cover upkeep and compliance costs.
- Tenant risk: Late or missed rent may affect your cashflow.
- Market changes: Property values and rents can rise or fall.
People also ask…
Is StrideUp’s Buy-to-Let plan halal?
Yes. It avoids interest and is certified as shariah-compliant by qualified scholars from Amanah Advisors.
Can expats apply to StrideUp’s Buy-to-Let product?
Yes. British expats may apply, subject to criteria.